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What Does The Health Care Bill Mean For You?

President Obama today has signed the Health Care Bill, with an overall goal of a sweeping overhaul of the health care industry.  There are many changes, and ideas that will be going slowly into effect over the next few years, and while there are many longer term goals but there are some changes that you may see more immediately.

Among which is the limits on insurance companies’ ability to ‘kick’ people off their coverage due to sickness, or the inability to find affordable insurance due to a pre-existing condition.  Both have been huge problems faced by many families who may have a child with illness or a disability. 

Normally parents have been forced to pay massive amounts of money, especially for the lower middle class and others who aren’t the richest folks around, for health care visits for their children.

More changes that you may see sooner rather than later are your children are now able to be covered up until the age of 26 years.  The bill will also be eliminating the caps on coverage as well.

While some prices will be raised, it is expected that consumers won’t be effected too harshly.  The sweeping reforms are expected to go into effect soon, and continue to be instated over the duration of a few years.

Preventative care is also going to be more accessible to consumers.  The bill requires insurance companies to offer free preventative care to their customers.  This will add into overall savings by catching problems early, and lessening the expense in the long run.

The bill will also be instating an appeals process for those who feel they haven’t been treated fairly by their insurance company.

There is also a planned revamping of student aid added into the bill, with over $40 billion being directed at higher education.  With a fair portion of that going towards the Pell Grant, which helps those who may be financially strapped for cash, go back to school.

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